Do you have a passion for conducting investigations and analyzing financial activity? Do you want to join a company that will give you industry leading training, cutting edge technology and access to worldwide, world-class customers? Join PayPal’s Global Compliance & Ethics team!
As a PayPal SAR Investigator, you will be a part of PayPal’s Global Compliance & Ethics (GC&E) team tasked with ensuring that activity within the PayPal system is compliant with Anti-Money Laundering regulations and guidelines. You will be expected to be an AML subject matter expert, with specific emphasis on the creation, monitoring, and timely delivery of Suspicious Activity Reports (SAR) to FinCEN on a daily basis. In the preparation of SARs, you will exercise independent judgment and discretion handling highly sensitive casework.
In this role, you will investigate customer activity across multiple platforms to ensure that it falls within acceptable parameters established by governing bodies including, but not limited to, the Financial Crimes Enforcement Network (FinCEN) and the Office of Foreign Assets Control (OFAC). Your efforts will be in accordance to PayPal’s Ethics and Compliance Standards, and obligations to the appropriate regulations, such as the Bank Secrecy and USA PATRIOT Acts, and the governing authorities.
You will be tasked with ensuring that PayPal implements the appropriate monitoring and controls of customer activity to ensure that PayPal is satisfying its obligations to the appropriate regulatory authorities, and incorporating successful leadership practices to ensure that your team successfully executes on these obligations accordingly. You will need to demonstrate the ability to understand opposing points of view on highly complex issues and to negotiate and integrate different viewpoints with all levels of Global Compliance & Ethics leadership. You may be expected to interact with peers and financial crimes risk professionals, all levels of management, and other internal or external constituents in order to represent reasoning of case disposition. It will be critical for you to stay current with policy changes and seek ways to enhance current processes and controls.
As a Russian SAR Investigator, your responsibilities include:
- Applying analytic techniques to complex information sets in order to make logical and effectively supported recommendations on cases for reporting to Financial Crimes enforcement Network (FinCEN) and/or OFAC. Such investigation decisions are critical to PayPal’s fiduciary responsibility under the Bank Secrecy Act (Anti-Money Laundering rules) to effectively monitor customer’s activities with regard to detecting and reporting suspicious activity, including the predicate offenses of money laundering and terrorist financing
- Conducting an end-to-end and meticulous review of potential illegal or suspicious activity;
- Completing a time-sensitive and meticulous analysis of each instance of potential Anti-Money Laundering activity and/or suspicious financial activity across multiple jurisdictions and countries;
- Assessment of customer profiles and large amounts of data to ensure normal and expected activity, including Acceptable Use Policy adherence and Know Your Customer efforts;
- Documenting findings in narrative style format, in the manual and automated process case management system and prepare reports to management as required
- Regularly exercise good judgment and in making decisions or recommendations in relation to case investigations
Job Requirements:
- A Bachelor’s degree is preferred in Finance, Legal, Criminal Justice or a comparable field;
- Minimum of 1 years’ experience conducting research and investigations related to Fraud, Anti-Money Laundering, Customer/Enhanced Due Diligence investigation or verifications;
- Proven ability to analyze large amounts of data in order to report critical information;
- Exceptional oral, written and interpersonal communication skills with the ability to communicate complex information accurately, clearly and quickly to all levels;
- Ability to understand opposing points of view on highly complex issues
- Interact with peers and financial crimes risk professionals, all levels of management, and other internal or external constituents in order to deliver comprehensive views on investigative and intelligence matters and represent reasoning of case disposition;
- High level of professionalism, self-motivation and sense of urgency
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Fluent Russian and English are required for this role
